Credit Hub - Indian instant personal loan app
1.0.11
Contains ads
Type Variant Architecture Minimum Version Screen DPI
1.0.11
1011 APK
arm64-v8a, armeabi-v7a Android 4.4
120 - 640dpi
Size: 26.93 MB
Certificate: 214c589045bbf47456dd5ae14e14e6299217c0e6
SHA1 signature: 761e57d3d5d9408e38ea3767d2c19499b1414251
Architecture: arm64-v8a, armeabi-v7a
Screen DPI: ldpi (120dpi), mdpi (160dpi), hdpi (240dpi), xhdpi (320dpi), xxhdpi (480dpi), xxxhdpi (640dpi)
Device: laptop, phone, tablet
5 downloads Get it on Google Play
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Download Credit Hub - Indian instant personal loan app APK free

provides micro loans from ₹ 2000 to ₹50,000 for the young salaried professionals

Product Introduction

Credit Hub is an Instant Personal Loan Platform for Young Professionals across India, where one can apply for Personal Loan Online & avail up to ₹10,000 as Direct Cash Transfer to Bank Account.All you need is your PAN Card, ID & Address Proof, and you can avail from ₹2,000 to ₹50,000 for a tenure ranging from 91 days to 365 days.

Amount, Tenure, Fees &Charge

* Loan amount: ‎₹ 2,000 - ‎₹50,000
* Tenure: 91 days (shortest, including renewal time) - 24 months (longest, including renewal time)
* The APR ranges from 16% to 30%
* Transaction Fee: 0
* Processing fee: Minimum 0%, Maximum 12%

* Penalty is charged only when someone delays their scheduled payment.

* The APR for different products is separate as per the risk profile of the customers. The APR for different personal loan products:
* Low risk customers is 0%-36%
* Medium risk customers is 18%-39%
* High risk customers is 24%-42%
* Very high-risk customers is 24%-70%

* In addition, GST will be applicable only on the fee components as per Indian laws. In addition to it, GST applies as per Indian laws.

APR Examples

A new low risk customer availing personal loan for salaried can avail a loan of ₹50,000 at an interest rate of 22%, processing fee of ₹1,250 for a period of 12 months. This would translate to an APR 24.5%.

Interest Calculation:
* Loan amount: ₹50,000
* Interest Rate: 22% per annum
* Tenure: 12 months
* Interest Payable: ₹11,000
*Processing fee (9%)= ₹5310 (including 18% GST of processing fee, which is ₹810)
* Equally Monthly Instalments (EMI): ₹5,083 per month
*The total amount due would be ₹66310


Eligibility
* Indian resident
* Salaried Individuals
* Above the age of 18
* Minimum monthly salary ₹18000

Security
All the transactions are secured via a 256-bit SSL encryption. All the data are transferred over secured connections. We do not share your data with any third parties without your consent. Your data is totally safe with us.
Address: No.502, Second Floor 5th Cross, 2nd Block,HRBR Layout, Kalyan Nagar, Bangalore, Karnataka, India,560043
Phone: 9859380000
Email : [email protected]
Time: Mon-Fri 10:00-18:00
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What´s new

Experience improve and function optimization.
4.1

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Currently rated 4.1 stars

More info

Updated in 2021-08-17
Size 26.93 MB
Current version 1.0.11
Requires Android 4.4 and up
Content Rating Everyone
Offered By CreditKey@2020
Credit Hub - Indian instant personal loan app
CreditKey@2020
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Credit Hub - Indian instant personal loan app
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